Frequently Asked
Questions

General FAQ's

Fixtures and fittings of the unit. This includes damage to geysers, walls, flooring, ceilings, fitted carpets, and built-in cupboards and other non-removable items.

The excess on each policy is different. The policy schedule will provide clarity on excess. CFS writes a specialised claims procedure which provides guidance on excess [CTA] – How does excess with CFS work?

Most insurance companies have a geyser limit in place. The plumber’s cost will depend on the insurance coverage taken.

No, you do not need to wait for insurance approval. A burst geyser needs to be attended to immediately. Replacing the geyser will guarantee no further damage to the property. A burst geyser is tended to and replaced immediately.

General FAQ's

Fixtures and fittings of the unit. This includes damage to geysers, walls, flooring, ceilings, fitted carpets, and built-in cupboards and other non-removable items.

The excess on each policy is different. The policy schedule will provide clarity on excess. CFS writes a specialised claims procedure which provides guidance on excess [CTA] – How does excess with CFS work?

Most insurance companies have a geyser limit in place. The plumber’s cost will depend on the insurance coverage taken.

No, you do not need to wait for insurance approval. A burst geyser needs to be attended to immediately. Replacing the geyser will guarantee no further damage to the property. A burst geyser is tended to and replaced immediately.

What is covered under Body Corporate insurance cover?

Fixtures and fittings of the unit. This includes damage to geysers, walls, flooring, ceilings, fitted carpets, and built-in cupboards and other non-removable items.
What is the excess on a claim?
The excess on each policy is different. The policy schedule will provide clarity on excess. CFS writes a specialised claims procedure which provides guidance on excess [CTA] – How does excess with CFS work?
Will insurers cover the full cost of a plumber’s invoice?
Most insurance companies have a geyser limit in place. The plumber’s cost will depend on the insurance coverage taken.
Should we wait for insurance approval before replacing a burst geyser?

No, you do not need to wait for insurance approval. A burst geyser needs to be attended to immediately. Replacing the geyser will guarantee no further damage to the property. A burst geyser is tended to and replaced immediately.

Property Insurance Managers - Logo dark
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.